Terms & Conditions

Rich Forever University (“R.F.U.,” “we,” “our,” “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website, courses, and services (“Services”).

1. Information We Collect

We may collect the following information when you interact with us:

Personal Information: Name, email address, phone number, billing details.
Account Information: Login details, membership activity.
Payment Information: Processed securely through third-party providers (we do not store full credit card numbers).
Usage Data: Pages visited, time spent, clicks, device and browser information.
Communication Data: Emails, support requests, or feedback you provide.

2. How We Use Your Information

We use your information to:

Provide and manage our Services.
Process payments and fulfill orders.
Send program updates, marketing communications, and promotional offers.
Improve our website, content, and customer experience.
Comply with legal obligations.

3. Marketing Communications

By providing your email, you agree to receive updates and marketing messages from us. You may opt out at any time by clicking “unsubscribe” in our emails or contacting us directly.

4. Cookies & Tracking

We use cookies and tracking technologies (Google Analytics, Facebook Pixel, etc.) to improve site performance and track conversions.
You can disable cookies in your browser, but some features of our site may not function properly.

5. Data Sharing & Third Parties

We do not sell or rent your personal data. We may share your information with:

Service Providers (payment processors, email platforms, analytics tools).
Legal Authorities if required by law.
Business Transfers in the event of a merger or acquisition.

6. Data Security

We take reasonable measures to protect your data, but no system is 100% secure. By using our Services, you acknowledge this risk.

Violation of these rules may result in suspension or permanent removal without refund.

7. Data Retention

We keep your information only as long as necessary to provide Services, comply with legal obligations, or resolve disputes.

8. Your Rights

Depending on your location (e.g., under GDPR or CCPA), you may have rights to:

Access, update, or delete your personal information.
Request a copy of your data.
Restrict or object to processing.
Withdraw consent to marketing at any time.

To exercise these rights, contact us at the email below.

9. Children’s Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect data from children. If we learn we have, we will delete it promptly.

10. Updates to Privacy Policy

We may update this Privacy Policy from time to time. The “Last Updated” date reflects the most recent changes. Continued use of our Services indicates acceptance of updates.

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